Alabama & Georgia
📞 AL: 256-814-7960 📞 GA: 706-702-1782

Auto, Home & Renters Insurance in Alabama & Georgia

Local expertise with digital convenience. Auto, home, condo, and renters coverage from our Centre, AL and Rome, GA offices. Save up to $600 with bundled policies.

Insurance Solutions Tailored to Your Needs

Auto Insurance

Comprehensive coverage protecting you on the road. Competitive rates for drivers across Alabama and Georgia with customized policies for your needs.

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Home Insurance

Protect your most valuable investment. Coverage tailored to regional risks including severe weather, flooding, and property-specific needs.

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Condo Insurance

Specialized coverage for condominium owners. Protection for your unit, belongings, and liability beyond what HOA policies cover.

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Why Choose Coffey Agencies?

Trusted Insurance Partner

As an exclusive agency, we provide dedicated service and deep expertise with our carrier partnerships, ensuring consistent quality and personalized attention for every policy.

Digital Convenience

Request quotes online anytime, and our licensed agents will contact you within 24 hours. We make insurance simple with personalized service and expert guidance for every policy.

Local Expertise

From our offices in Centre, AL and Rome, GA, we provide local insurance expertise to communities throughout both states. Digital service means you get hometown knowledge without leaving home.

Bundle & Save

Combine auto and home insurance for discounts up to $600 annually. One agency, one point of contact, maximum savings.

Licensed & Trusted in AL & GA

Fully licensed in Alabama (#416438) and Georgia (#149612) with deep knowledge of state-specific requirements, regional weather risks, and local community needs.

Fast, Same-Day Coverage

Get quoted in minutes and activate coverage immediately. No waiting periods—protect your home, auto, or condo the same day you apply.

Frequently Asked Questions

What types of insurance does Coffey Agencies offer?

We offer auto insurance, homeowners insurance, condo insurance, and renters insurance across Alabama and Georgia. As an exclusive agency, we provide expert guidance and personalized service to help you find the right coverage for your needs.

Do you serve both Alabama and Georgia?

Yes, we are licensed in both Alabama (License #416438) and Georgia (License #149612). We serve communities throughout both states from our Centre, AL and Rome, GA offices.

Can I request a quote online or do I need to visit an office?

You can request a quote through our website and we'll contact you within 24 hours to discuss your insurance needs. While we don't provide instant online quotes, our process is convenient and personalized. You're also welcome to visit our Centre or Rome offices or call us directly.

What are your office locations and hours?

We have two office locations: Centre, AL at 1913 W Main Street (256-814-7960), open Monday-Friday 8:00 AM - 5:00 PM CST, and Rome, GA at 1703 Turner McCall Blvd (706-702-1782), open Monday-Friday 8:30 AM - 4:30 PM EST.

How quickly can I get coverage?

Once you speak with one of our licensed agents and complete your application, most policies can begin immediately upon approval. We work efficiently to get you protected as quickly as possible.

Do you offer bundle discounts?

Yes, bundling home and auto insurance typically saves 15-25% on premiums, up to $600 annually. We help you maximize savings by combining multiple policies with the same carrier.

What makes Coffey Agencies different from other agencies?

As an exclusive agency, we provide dedicated service with deep expertise in our carrier partnerships. Our digital-first approach combines convenience with personalized service from licensed agents who understand local needs in Alabama and Georgia.

How do I file a claim?

Contact us immediately after an incident and we'll guide you through the claims process with your insurance carrier. We advocate for you throughout the process to ensure fair and timely resolution.

How much does insurance cost in Alabama and Georgia?

Insurance costs vary based on coverage type, location, driving record, home value, and other factors. Auto insurance in Alabama averages $1,200-$1,800 annually, while Georgia averages $1,400-$2,000. Homeowners insurance typically ranges from $1,000-$2,500 annually depending on property value and location. Bundling policies can save 15-25% on premiums. Request a personalized quote to get accurate pricing for your specific situation.

What Our Clients Say

"Lexi was very patient and helpful when I stopped by yesterday to ask multiple questions. She is truly an asset to your office!"

— Teresa Gardiner

"Customer service at Cody Coffey's Center office is amazing, a lost art, a total delight. Give them 1000 out of 100 :). Friendly, knowledgeable. So grateful to have found them when moving to a new town."

— Steve Smith

"I was with this agency for several years and had nothing but positive experiences with Cody and the other agents. When I had to move out of state, Kathy made it incredibly easy to end my Georgia policy and settle things up. I can't recommend them enough."

— Ricky Salas

Communities We Serve

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