Protect Your Home with Comprehensive Coverage

Home insurance tailored for Alabama & Georgia properties with protection against regional risks

  • Coverage for tornadoes, storms & flooding
  • Bundle with auto for 25% savings
  • Replacement cost coverage available
  • Local agents who understand your area

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Complete Home Protection Coverage

Safeguard your home and belongings with comprehensive coverage options

Dwelling Coverage

Protection for your home's structure and attached fixtures

  • Main structure of your home
  • Attached garages and decks
  • Built-in appliances
  • Plumbing and electrical systems

Personal Property

Coverage for your belongings inside and outside your home

  • Furniture and electronics
  • Clothing and jewelry
  • Tools and equipment
  • Items in storage

Liability & Medical

Financial protection if someone is injured on your property

  • Personal liability coverage
  • Medical payments to others
  • Legal defense costs
  • Additional living expenses

Regional Risks We Cover

Protection designed for Alabama & Georgia weather patterns

Alabama Weather Risks

  • Tornadoes: Alabama averages 30+ tornadoes annually
  • Severe Storms: Hail, wind damage, and lightning strikes
  • Flooding: Heavy rains can cause flash flooding
  • Hurricane Remnants: Tropical storm damage possible

Note: Flood insurance requires separate policy

Georgia Weather Risks

  • Severe Thunderstorms: Frequent spring/summer storms
  • Tornadoes: Average 25 tornadoes per year
  • Ice Storms: Winter weather can damage trees/power lines
  • Hurricane Impact: Coastal storms can reach inland

Note: Earthquake coverage available separately

Bundle Home + Auto Insurance

The smart way to protect everything that matters

Save up to 25%

Plus simplified billing and single deductible options

Add Auto Insurance →

Additional Protection Features

Enhanced coverage options to customize your policy

Water Backup

Coverage for sewer/drain backups

Identity Theft

Protection and restoration services

Replacement Cost

New item value, not depreciated

Extended Coverage

Higher limits for valuables

Home Business

Coverage for home-based businesses

Green Improvement

Eco-friendly rebuild options