About Coffey Agencies Inc.

We're proud to serve the community of Centre, AL and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: In Centre, AL, homeowners and renters face several property risks that can impact their insurance needs. The region is prone to severe weather events, such as thunderstorms, tornadoes, and occasional flooding, which can cause significant damage to properties. Additionally, the proximity to Lake Weiss may increase the risk of water-related incidents. Moreover, as Centre experiences growth, issues such as fire safety and environmental hazards may also pose risks to homes and rentals. Residents should consider these factors when assessing potential coverage to ensure adequate protection against natural disasters and other unforeseen events.
  • Community & Lifestyle: Centre, AL, offers a laid-back lifestyle with a close-knit community feel. Residents enjoy a variety of outdoor activities, including fishing and boating on Lake Weiss, which is a popular local attraction. The town hosts numerous events throughout the year, fostering community spirit and engagement. With a blend of historical charm and modern amenities, Centre provides residents with access to local shops, restaurants, and parks. The low cost of living and friendly atmosphere make it an appealing place for families and individuals alike, promoting a healthy work-life balance in a tranquil setting.
  • Recommended Coverage:
    • Homeowners Insurance: Protects against damages to your home and personal property.
    • Renters Insurance: Covers personal belongings and liability for renters.
    • Flood Insurance: Essential for properties in flood-prone areas, including near lakes.
    • Liability Coverage: Provides protection against legal claims from injuries or damages.
    • Personal Property Coverage: Covers loss or damage to personal items, even when away from home.
    • Additional Living Expenses (ALE): Helps pay for temporary housing if your home is uninhabitable.
  • Notable Neighborhoods:
    • Downtown Centre: A vibrant area with shops, dining, and community events.
    • Lake Weiss Area: Ideal for outdoor enthusiasts with stunning lake views.
    • Centre Heights: Family-friendly neighborhood with parks and schools.
    • Main Street District: Historic charm with local businesses and friendly atmosphere.
    • Centre Woods: Quiet residential area, perfect for families.
    • Pleasant Valley: Known for its scenic landscapes and community gatherings.

Explore Centre by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 35960
  • 35959
  • 36275
  • 35983
  • 30124
  • 36272
  • 35973
  • 30129
  • 35903

    • Frequently Asked Questions

    How does location affect insurance rates in Centre?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved significantly on my insurance by comparing local providers. Highly recommend!"

    - J. Smith, Centre, AL

    "The service was fantastic! They really helped me find the best plan for my needs."

    - K. Johnson, Centre, AL

    "I didn't realize how much I could save until I spoke to an agent. Very pleased!"

    - A. Davis, Centre, AL