About Coffey Agencies Inc.

We're proud to serve the community of Dothan, AL and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: In Dothan, homeowners and renters face several property risks, including severe weather events such as thunderstorms, tornadoes, and flooding. These natural disasters can lead to significant damage to homes and personal belongings. Additionally, the high humidity in the region can contribute to mold growth, which can pose health risks and lead to expensive remediation efforts. Fire hazards, particularly in rural areas, can also threaten properties. Furthermore, household accidents, such as slips and falls, are common and can result in costly injuries. It’s essential for residents to be aware of these risks and to ensure their insurance adequately covers potential damages.
  • Community & Lifestyle: Dothan, known as the "Peanut Capital of the World," offers a vibrant community lifestyle characterized by its warm Southern hospitality. The city features numerous parks and recreational facilities, making it ideal for families and outdoor enthusiasts. The annual National Peanut Festival is a highlight, showcasing local culture and agriculture. Residents enjoy a slower pace of life with access to local shops, restaurants, and community events. The cost of living in Dothan is relatively low compared to national averages, allowing families to enjoy a comfortable lifestyle. With friendly neighborhoods and a strong sense of community, Dothan provides a welcoming environment for both homeowners and renters.
  • Recommended Coverage:
    • Homeowners Insurance: Protects against damages to your home and personal property.
    • Renters Insurance: Covers personal belongings and liability for renters.
    • Flood Insurance: Essential for areas prone to flooding, covering water damage.
    • Liability Insurance: Offers protection against legal claims for injuries or damages.
    • Windstorm Insurance: Important for coverage against tornadoes and severe storms.
    • Umbrella Insurance: Provides extra liability coverage beyond standard policies.
  • Notable Neighborhoods:
    • Downtown Dothan: A bustling area with shops, dining, and cultural events.
    • East Dothan: Quiet residential area with family-friendly amenities.
    • Westgate: Known for its parks and community activities.
    • North Dothan: Features larger homes and proximity to schools.
    • South Dothan: Offers a mix of suburban life and local businesses.
    • Pansey: A small, close-knit community with a rural feel.

Explore Dothan by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 36301
  • 36302
  • 36304
  • 36305
  • 36321
  • 36320
  • 36303
  • 36375
  • 36312

    • Frequently Asked Questions

    How does location affect insurance rates in Dothan?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved a lot on my renters insurance and the service was fantastic!"

    - Laura M., Dothan, AL

    "Switching my homeowners policy was easy and saved me money."

    - James T., Dothan, AL

    "The customer support was great when I had questions about my coverage."

    - Sarah K., Dothan, AL