About Coffey Agencies Inc.

We're proud to serve the community of Duluth, GA and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: Duluth, GA, presents various risks to homeowners and renters that can impact property insurance needs. The region is susceptible to severe weather events, including thunderstorms and occasional tornadoes, which can cause wind and water damage. Additionally, as the area continues to grow, there may be an increased risk of property theft and vandalism in some neighborhoods. Flooding may also pose a risk, particularly in low-lying areas, so it's important to assess the specific vulnerabilities of your property. Lastly, the proximity to natural features like rivers and lakes can influence insurance considerations, especially regarding water damage. Homeowners and renters should evaluate these risks when selecting coverage to ensure they are adequately protected.
  • Community & Lifestyle: Duluth, GA, offers a vibrant community lifestyle that appeals to families and young professionals alike. The city features a mix of suburban charm and urban conveniences, with numerous parks, recreational facilities, and shopping centers. Residents enjoy a variety of outdoor activities, including hiking and biking trails, as well as cultural events hosted at local venues. The community is known for its friendly atmosphere and strong sense of belonging, making it easy for newcomers to settle in. With a diverse population, Duluth boasts a range of dining options and community events that celebrate different cultures. Additionally, the city's proximity to Atlanta allows for easy access to metropolitan amenities while still enjoying the tranquility of suburban living.
  • Recommended Coverage:
    • Homeowners Insurance: Protects your home and possessions from various risks including theft, fire, and certain natural disasters.
    • Renters Insurance: Covers personal belongings in rented spaces and provides liability protection.
    • Flood Insurance: Important for properties in flood-prone areas, safeguarding against water-related damages.
    • Umbrella Insurance: Provides additional liability coverage above standard policies, useful for added peace of mind.
    • Earthquake Insurance: Though less common, this coverage can be essential in areas with seismic activity.
    • Personal Property Coverage: Ensures that personal items are covered, even when away from home.
  • Notable Neighborhoods:
    • Downtown Duluth: A bustling area with shops, restaurants, and community events.
    • Sugarloaf: Known for its upscale homes and proximity to golf clubs.
    • Old Town Duluth: Charming historic district with unique boutiques and eateries.
    • Bristol Park: Family-friendly neighborhood with parks and great schools.
    • Riverbrook: Quiet community ideal for families, with spacious yards.
    • The Estates at Great River: Luxury homes with beautiful landscaping and amenities.

Explore Duluth by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 30095
  • 30096
  • 30029
  • 30026
  • 30099
  • 30091
  • 30098
  • 30097
  • 30010

    • Frequently Asked Questions

    How does location affect insurance rates in Duluth?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved so much on my homeowners insurance. Truly grateful!"

    - Michael T., Duluth, GA

    "The service was excellent, and I found the perfect renters insurance."

    - Sarah K., Duluth, GA

    "Switching my policy saved me money and gave me better coverage."

    - David L., Duluth, GA