About Coffey Agencies Inc.

We're proud to serve the community of Atlanta, GA and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: Atlanta, GA, experiences a variety of property risks that homeowners and renters should consider. The area is prone to severe weather events such as thunderstorms and occasional tornadoes, which can cause significant damage to homes and belongings. Flooding is another concern, particularly in low-lying areas, making flood insurance a valuable consideration. Additionally, as a major urban center, residents may face risks associated with property theft and vandalism. It's also important to be mindful of the potential for fire hazards, whether from natural causes or human activities. Overall, understanding these risks can help residents make informed decisions about their insurance needs.
  • Community & Lifestyle: Atlanta is known for its vibrant culture, rich history, and diverse communities. The city offers a mix of urban and suburban living, with a wide range of amenities, parks, and recreational activities. Residents enjoy a thriving arts scene, including music, theater, and art galleries, making it a great place for creative individuals. The culinary landscape is equally impressive, with a variety of dining options that reflect the city's multicultural heritage. Neighborhoods are often characterized by a strong sense of community, with local events and farmers' markets fostering connections among residents. Atlanta also boasts a mild climate, allowing for year-round outdoor activities, from sports to picnics in the park.
  • Recommended Coverage:
    • Renters Insurance: Protects personal belongings from theft or damage.
    • Homeowners Insurance: Covers structure and liability for homeowners.
    • Flood Insurance: Important in flood-prone areas to protect property.
    • Liability Coverage: Offers protection against legal claims.
    • Personal Property Coverage: Covers valuable items at home or away.
    • Natural Disaster Coverage: Helps cover damages from severe weather events.
  • Notable Neighborhoods:
    • Buckhead: Known for upscale shopping and dining.
    • Midtown: A cultural hub with arts and parks.
    • Virginia-Highland: Quaint neighborhood with a historic charm.
    • Inman Park: Famous for its beautiful Victorian homes.
    • East Atlanta: Offers a laid-back vibe with local boutiques.
    • Little Five Points: Eclectic area known for its bohemian spirit.

Explore Atlanta by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 30301
  • 30348
  • 30305
  • 30327
  • 30326
  • 31126
  • 30355
  • 30342
  • 31119

    • Frequently Asked Questions

    How does location affect insurance rates in Atlanta?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved so much on my renters insurance; it was a game-changer!"

    - James S., Atlanta, GA

    "The service was excellent, and I found great coverage options."

    - Lisa M., Atlanta, GA

    "Switching to a local provider saved me hundreds!"

    - Brian T., Atlanta, GA