About Coffey Agencies Inc.

We're proud to serve the community of Powder Springs, GA and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: Powder Springs, GA, is prone to several property risks due to its climate and geographical location. Severe weather events, including thunderstorms and occasional tornadoes, can lead to wind and hail damage. Flooding is also a concern in certain areas during heavy rains, especially in low-lying zones. Additionally, the risk of fire, particularly during dry periods, can impact residential properties. Homeowners and renters should be aware of the potential for water damage from plumbing issues and consider the implications of mold growth in high humidity conditions. Overall, understanding these risks can help residents make informed decisions about their insurance coverage to protect their homes and belongings.
  • Community & Lifestyle: Powder Springs offers a friendly suburban lifestyle with a strong sense of community. Residents enjoy access to several parks, recreational facilities, and family-friendly events throughout the year. The city’s historic downtown area provides local dining and shopping options, creating a vibrant atmosphere for families and individuals alike. Schools in the area are well-regarded, making it a desirable location for families with children. Additionally, the proximity to major highways allows for convenient access to nearby cities, enhancing the appeal for commuters. With a mix of outdoor activities and community events, Powder Springs fosters an inviting environment for both long-term residents and newcomers.
  • Recommended Coverage:
    • Homeowners Insurance: Protects your home and personal property against damage and theft.
    • Renters Insurance: Covers personal belongings and provides liability protection for renters.
    • Flood Insurance: Important for homes in flood-prone areas to cover water damage.
    • Liability Coverage: Protects against claims of injury or damage to others.
    • Umbrella Insurance: Provides additional liability coverage beyond standard policies.
    • Contents Insurance: Covers personal items inside your home or rental property.
  • Notable Neighborhoods:
    • Downtown Powder Springs: A charming area with local shops and eateries.
    • Cedarcrest: A family-friendly neighborhood with spacious homes.
    • Powder Springs Park: Offers recreational opportunities and community events.
    • East-West Connector: Convenient access to major highways and amenities.
    • Brookstone: Known for its well-maintained homes and parks.
    • New Hope: A quiet, residential area with a strong community feel.

Explore Powder Springs by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 30127
  • 30111
  • 30141
  • 30106
  • 30064
  • 30008
  • 30156
  • 30160
  • 30122

    • Frequently Asked Questions

    How does location affect insurance rates in Powder Springs?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved a lot on my renters insurance and the service was excellent!"

    - Jason M., Powder Springs, GA

    "The coverage options helped me find what I needed without breaking the bank."

    - Laura P., Powder Springs, GA

    "Great customer service and I felt supported throughout the process."

    - Mark T., Powder Springs, GA