About Coffey Agencies Inc.

We're proud to serve the community of Rome, GA and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: Rome, GA, experiences a range of property risks, including natural disasters such as thunderstorms and occasional flooding, particularly during the spring and summer months. Homeowners may also face risks related to fire, especially in older homes or areas with dense vegetation. Additionally, the risk of water damage from heavy rains can affect properties near rivers or lakes. Renters should consider risks associated with theft or accidental damage within their rental units. It is crucial for residents to assess their specific risks based on their property type and location to ensure adequate coverage.
  • Community & Lifestyle: Rome, GA, is known for its vibrant community atmosphere, rich history, and outdoor recreational opportunities. Residents enjoy a mix of small-town charm and access to modern amenities. The city boasts numerous parks, historic landmarks, and a variety of local shops and restaurants. Community events and festivals are common, fostering a strong sense of neighborly connection. Families appreciate the local schools and community programs available for children. With a relatively low cost of living, Rome provides a welcoming environment for both homeowners and renters looking for a balanced lifestyle.
  • Recommended Coverage:
    • Homeowners Insurance: Protects your home and belongings from various risks including fire and theft.
    • Renters Insurance: Covers personal property within a rental unit and provides liability protection.
    • Flood Insurance: Essential for areas prone to flooding, protecting against water damage.
    • Liability Insurance: Offers protection against legal claims arising from injuries or damages.
    • Umbrella Insurance: Provides additional liability coverage beyond standard policies.
    • Contents Coverage: Covers the personal belongings inside your home or rental.
  • Notable Neighborhoods:
    • Historic Downtown: Charming area with unique shops and a rich history.
    • East Rome: A family-friendly neighborhood with excellent schools.
    • West Rome: Offers a mix of residential homes and local businesses.
    • North Rome: Known for its parks and outdoor recreational spaces.
    • South Rome: A vibrant community with a strong sense of neighborliness.

Explore Rome by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 30161
  • 30162
  • 30164
  • 30149
  • 30165
  • 30173
  • 30147
  • 30172
  • 30129

    • Frequently Asked Questions

    How does location affect insurance rates in Rome?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved a lot on my renters insurance, which really helps with my budget."

    - Jessica T., Rome, GA

    "The service I received was top-notch and made insurance so much easier to understand."

    - Mark R., Rome, GA

    "I found great coverage for my home at a price I could afford!"

    - Susan K., Rome, GA