About Coffey Agencies Inc.

We're proud to serve the community of Trussville, AL and the surrounding areas. Our licensed team of local agents knows the ins and outs of insurance coverage options and risks specific to our region.

Coffey Agencies Inc. was founded on the principle of providing personalized service and making it easy for families and businesses to find the right insurance solutions. We partner with top carriers to offer competitive rates without sacrificing quality or service.

Insurance Services

We offer a full range of insurance products designed to protect what matters most. Whether you need coverage for your home, car, business, or life, we've got you covered.

  • Auto Insurance – Protecting your vehicle and your wallet from unexpected accidents
  • Homeowners Insurance – Safeguarding your property from damage, theft, and liability
  • Renters & Condo Insurance – Customized coverage for personal belongings and liability
  • Life Insurance – Financial security for your loved ones in times of uncertainty
  • Business Insurance – Tailored protection for small businesses, contractors, and more

Property Risks & Coverage

Understanding the risks unique to our area can help you choose the right coverage options:

  • Property Risks: Trussville, AL faces various property risks that homeowners and renters should be aware of. Common risks include severe weather events such as thunderstorms, tornadoes, and flooding, which can lead to significant damage to properties. Additionally, the city’s location near waterways may increase the risk of flooding, particularly during heavy rainstorms. Households should also consider the potential for fire hazards, especially in areas with dense vegetation. Other risks may include theft and vandalism, which can affect both residential and rental properties. To mitigate these risks, homeowners and renters should invest in appropriate insurance coverage that addresses their specific needs and local conditions. Understanding these risks is crucial for protecting one's home and personal belongings in Trussville.
  • Community & Lifestyle: Trussville, AL, offers a suburban lifestyle that balances community spirit with easy access to urban amenities. The city is known for its family-friendly atmosphere, with numerous parks, recreational facilities, and community events that foster neighborly connections. Residents enjoy a range of dining options, shopping centers, and local businesses that contribute to the vibrant community feel. Trussville also boasts a strong school system, making it an attractive location for families with children. Outdoor enthusiasts can take advantage of nearby hiking trails and lakes for recreational activities. Moreover, the city's proximity to Birmingham allows for convenient access to a larger metropolitan area, providing additional cultural and entertainment opportunities. Overall, Trussville is a welcoming community that appeals to both households and renters seeking a balanced lifestyle.
  • Recommended Coverage:
    • Homeowners Insurance: Protects your home and personal belongings against risks such as theft, fire, and natural disasters.
    • Renters Insurance: Covers personal property within a rented space and provides liability protection.
    • Flood Insurance: Essential for homes in flood-prone areas to cover damages from water-related incidents.
    • Liability Insurance: Protects against legal claims for injuries or damages occurring on your property.
    • Personal Property Insurance: Covers loss or damage to personal belongings due to unforeseen events.
    • Umbrella Insurance: Provides additional liability coverage beyond standard policies.
  • Notable Neighborhoods:
    • Downtown Trussville: A vibrant area with shops, restaurants, and community events.
    • Trussville Springs: A family-friendly community with spacious homes and parks.
    • Carrington Lakes: Known for its beautiful lakes and recreational activities.
    • Hawthorne: A quiet neighborhood with a suburban feel and local amenities.
    • Riverwood: Features scenic views and a peaceful atmosphere.

Explore Trussville by ZIP Code

The cost and coverage of insurance can vary based on the neighborhood. Here are some areas to consider:

  • 35173
  • 35004
  • 35235
  • 35048
  • 35112
  • 35015
  • 35126
  • 35123
  • 35215

    • Frequently Asked Questions

    How does location affect insurance rates in Trussville?
    Home and auto rates can vary by neighborhood based on factors like crime rate, proximity to emergency services, and historical claims. Working with a local agent helps ensure you get the right coverage for your ZIP code.
    Do I need renters insurance if my landlord has insurance?
    Yes. Your landlord's policy covers the building, but not your personal belongings or liability. Renters insurance provides this protection.
    What discounts are available?
    Common discounts include bundling policies, safe driving, home security systems, and being claims-free. Let us help you find all the savings you qualify for.

    Testimonials

    Hear what your neighbors are saying about Coffey Agencies Inc.:

    "I saved a lot on my homeowners insurance by shopping around!"

    - James L., Trussville, AL

    "The service was outstanding; they really helped me understand my options."

    - Sarah T., Trussville, AL

    "I found a great renters insurance policy that fits my budget perfectly!"

    - Michael B., Trussville, AL