Insurance in Rome, GA
Quick access to DMV offices, law enforcement, courts, emergency services, and more — all in one place.
Rome serves as the cultural and economic hub of Floyd County, Georgia — a region defined by the convergence of three rivers, a diversified manufacturing economy, and a unique dual-jurisdiction governance system between the City of Rome and Floyd County. Understanding which jurisdiction covers your address affects everything from which police department responds to your 911 call to which school district your children attend and how much property tax you pay.
For insurance purposes, the Rome-Floyd area offers several advantages. The consolidated 10-station Rome-Floyd Fire Department provides favorable ISO ratings that keep homeowner premiums competitive. Two major hospital systems — Atrium Health Floyd (Level II Trauma) and AdventHealth Redmond (Level I Cardiac) — deliver comprehensive emergency care unmatched in Northwest Georgia. Georgia's GEICS electronic insurance compliance system means your carrier must electronically verify coverage for vehicle registration, so keeping your policy active is essential to avoid tag suspension and registration delays.
Coffey Agencies has served the Rome, Georgia area since 2012. We created this resource directory to give Floyd County residents a single reference for local government offices, emergency contacts, schools, and community organizations. If you have questions about how any of these resources relate to your insurance coverage, call our Rome office at (706) 784-6511.
Vehicle & Driver Services
Floyd County Tag Office
Handles vehicle registration, tag renewals, and title transfers for Floyd County. Georgia's Electronic Insurance Compliance System (GEICS) requires carriers to electronically verify coverage — physical insurance cards may be rejected if the database record is missing. New residents must register vehicles within 30 days and pay the one-time Title Ad Valorem Tax (TAVT).
Rome DDS Customer Service Center
Driver's license renewals, testing, Real ID issuance, and CDL written exams. Road tests require an appointment and cannot be scheduled as walk-ins. The Rome DDS is closed Mondays — a common friction point for residents needing urgent license services. For reinstatements due to insurance lapses, your carrier must update the electronic proof of insurance before DDS can clear the suspension.
Georgia Statewide Resources:
Law Enforcement
Floyd County Sheriff's Office
Manages the county jail, court security, and civil process services including warrant service, subpoenas, and eviction execution under Sheriff Dave Roberson. For accident reports in unincorporated Floyd County, contact the Floyd County Police Department rather than the Sheriff's Office.
Rome Police Department
City of Rome law enforcement covering the corporate city limits including Turner McCall Boulevard and Broad Street. The department maintains a Criminal Investigations Division, School Resource Officer program, and real-time text alerts — text "Romepolice" to 38276 to subscribe. Request accident reports from the RPD Records Division for incidents within city limits.
Floyd County Police Department
Full-service law enforcement for unincorporated Floyd County, separate from the Sheriff's Office. The department maintains specialized units including a regional Bomb Squad, Drug Task Force, and SWAT team. For accidents on county roads outside Rome city limits, request reports from FCPD rather than Rome PD or the Sheriff.
Courts & Legal
Floyd County Courthouse
Venue for Superior Court, State Court, Magistrate Court, and Juvenile Court proceedings in Floyd County. The Clerk of Superior Court maintains all land records (deeds, plats, liens) essential for title insurance and property ownership verification. Traffic citations issued within Rome city limits are handled by the Municipal Court of Rome, while citations issued in unincorporated Floyd County go to the Probate Court (Judge Steven R. Burkhalter, sessions typically Tuesday and Thursday mornings). Many Georgia traffic citations can be paid online — check your citation for specific instructions.
Many Georgia traffic citations can be paid online at www.courtview.net or www.paycourt.com. Check your citation for specific instructions.
Emergency Services
Floyd County Emergency Management Agency (EMA)
Coordinates emergency planning, CodeRED alerts, and disaster preparedness for all of Floyd County under Director Tim Herrington. The county holds NWS "StormReady" certification. CodeRED is opt-in — register your address and phone number through the Floyd County EMA website or mobile app to receive geographically targeted storm alerts. Outdoor warning sirens are tested the first Wednesday of each month at noon.
Atrium Health Floyd Medical Center
Level II Trauma Center and Level III NICU providing 24/7 emergency and trauma care. Atrium Health Floyd also operates the designated EMS ambulance service for Floyd County — their ambulances respond to 911 medical calls countywide. For serious physical trauma from car accidents or falls, this is the primary destination hospital in Northwest Georgia.
AdventHealth Redmond
Level I Emergency Cardiac Care Center and Joint Commission Certified Advanced Primary Stroke Center — the only facility in Northwest Georgia offering rapid neurointerventional stroke treatment. Residents with known cardiac conditions are often advised to use AdventHealth Redmond due to its specialized designation. Emergency Department: (706) 236-4950.
Statewide Emergency Resources:
Fire Protection
Rome-Floyd Fire Department
Fire protection in Rome and Floyd County is consolidated under a single unified department — eliminating jurisdictional confusion during emergencies and standardizing training across the region. The department operates 10 stations strategically positioned to minimize response times, led by Division Chief Brad Roberson. Fire Marshal Mary Catherine Chewning oversees code enforcement and fire investigations — a key contact for commercial insurance underwriting inspections.
Headquarters
409 E 12th St — Central Command
Station 1 — West Rome
1617 W 1st St — Shorter University area
Station 4 — North Rome
3 Wilshire Rd — Shopping district
Station 9 — Shannon
152 Burlington Dr — Industrial park area
Station 8 — Armuchee
90 Little Texas Valley Rd — Northern Floyd
Station 10 — Silver Creek
1522 Wax Rd — Silver Creek / Lindale
Insurance tip: The unified 10-station fire department provides favorable ISO ratings that generally keep homeowner fire insurance premiums lower across Floyd County compared to areas served by scattered volunteer departments. Contact the Fire Marshal's office for commercial fire inspection scheduling related to business insurance underwriting.
Weather & Storm Preparedness
Floyd County is susceptible to severe thunderstorms and tornadoes, particularly during spring and late autumn. The convergence of three rivers and surrounding ridges can channel wind events and complicate flood risks. The region experienced significant damage during the devastating April 2011 tornado outbreak.
CodeRED Alert System
Floyd County's primary emergency notification system sends geographically targeted alerts via phone call, text, or email to residents in a storm's path. This is an opt-in system — you must register through the Floyd County EMA website or mobile app. Without registration, you will not receive these critical alerts during severe weather events.
Tornado Sheltering
Floyd County does not maintain standing public tornado shelters that open for every severe weather watch. Due to the rapid onset of tornadoes, the official guidance is to shelter in place within a hardened structure — a basement or interior room on the lowest floor. For catastrophic displacement, the EMA coordinates with the American Red Cross to open congregate shelters at local schools.
StormReady Certification
Floyd County holds National Weather Service "StormReady" certification, verifying the county's ability to receive and disseminate severe weather warnings effectively. Outdoor warning sirens are tested the first Wednesday of each month at noon (weather permitting). Sirens are designed for outdoor populations only — they will not reliably alert residents sleeping indoors.
SAFE Academy
The Floyd County EMA offers a free "SAFE — Emergency Prep Academy" to train citizens in disaster response, emphasizing self-reliance during the critical gap before professional responders arrive. Review your homeowner insurance for "Loss of Use" or "Additional Living Expenses" coverage in case your home becomes uninhabitable after a storm.
Education & Schools
Rome City Schools
Serves approximately 6,400 students within Rome's corporate limits. The district feeds into Rome High School, known for a 95.7% graduation rate and extensive AP course offerings. The College and Career Academy provides vocational and technical training pathways alongside the traditional academic track.
Floyd County Schools
Covers all areas outside Rome city limits with approximately 9,000 students and a graduation rate exceeding 96%. Four high schools serve distinct geographic zones: Armuchee High (north), Coosa High (west), Model High (east/Shannon), and Pepperell High (south/Lindale).
Higher Education
Rome is distinctive among Georgia cities for hosting three significant institutions, creating a college-town atmosphere that influences the local rental market and culture.
Berry College
Private liberal arts college with a 27,000-acre campus — the largest contiguous college campus in the world
Shorter University
Private Christian university offering traditional and online degree programs
Georgia Northwestern Technical College
Critical workforce development for manufacturing, healthcare, and technical trades
Economy & Community
Major Employers
Floyd County's economy has diversified from textiles into advanced manufacturing, healthcare, and logistics. Healthcare is the largest aggregate employment sector when combining Atrium Health Floyd, AdventHealth Redmond, and the Harbin Clinic multi-specialty physician group — driving demand for executive housing and professional liability insurance.
Lowe's RDC
~700 employees — regional distribution hub
Kellanova
~644 employees — food processing (formerly Kellogg's)
International Paper
~570 employees — linerboard mill
F&P Georgia
~520 employees — Tier 1 auto supplier (Honda/Toyota)
Pirelli Tire
~236 employees — high-performance tires
Kerry Foods
~330 employees — food ingredients and flavors
Community Organizations
Rome Floyd Chamber of Commerce
Business networking, Leadership Rome program, and advocacy
1 Riverside Pkwy — (706) 291-7663United Way of Rome & Floyd County
Centralized fundraising and resource allocation for local non-profits
1304 N. Broad St — (706) 622-1990Rotary Club of Rome
One of the largest and most influential Rotary clubs in Georgia
Exchange Club of Rome
Organizes the Coosa Valley Fair — meets Fridays at noon, Fairgrounds
Insurance-Related Resources
Georgia Office of Insurance and Safety Fire Commissioner
Consumer assistance, complaints, and insurance information.
Obtain an Accident Report
Request copies of accident reports from the responding agency (Floyd County Sheriff, Rome Police, or Floyd County Police). Georgia accident reports can also be requested online through the Georgia Open Records portal.
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Information is provided for convenience and may change. Always contact the office directly to confirm hours, locations, and current procedures.